{"id":1201,"date":"2023-02-22T04:15:23","date_gmt":"2023-02-22T04:15:23","guid":{"rendered":"http:\/\/gator4099.temp.domains\/~mypnwbro\/?page_id=1201"},"modified":"2024-03-29T05:31:53","modified_gmt":"2024-03-29T05:31:53","slug":"home","status":"publish","type":"page","link":"https:\/\/mypnwbroker.com\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t
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ALICE CROSBY\nNMLS #1374115\nLICENSED IN OREGON, WASHINGTON & IDAHO<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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PNW Mortgage Broker<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Congratulations! You\u2019ve decided you\u2019re interested in purchasing a new home! Whether it\u2019s your first home, upgrading to your forever home, buying a vacation home, or starting your investment portfolio \u2013 I\u2019m here to help!<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tLET'S WORK TOGETHER<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Loan Products Offered<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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01.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Conventional<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The most traditional mortgage loan product requires as little as 3% down. Typically, this product has the most competitive rates on the market.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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02.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Jumbo<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Mortgages exceeding the conforming loan limits offered with a conventional loan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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03.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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FHA<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Low down payment requirement of 3.5% but offers more qualification flexibility than a conventional loan.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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04.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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VA<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Zero down payment loan with no monthly mortgage insurance offered exclusively to US Military veterans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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05.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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ODVA<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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This conventional purchase loan is offered exclusively to Oregon Veterans by the state of Oregon. Down payment required.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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06.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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USDA<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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The US Department of Agriculture offers a zero down payment requirement loan to some rural areas. Income limits apply.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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07.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Portfolio\u200b<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A direct investor loan that is held and serviced by the investor. Our exclusive portfolio lender requires as little as 3% down.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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08.<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Non-QM\u200b<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Mortgages that do not fall into government-backed programs and are funded by private investors. Typically use alternative methods for qualification.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Roots Where I Lend \u2013 A Lifelong PNW Native!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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I’m a pacific northwest native! Growing up in Idaho, Washington, and attending the University of Oregon before permanently relocating to Portland, I’m familiar with all the PNW has to offer. I joined Associated Mortgage Brokers in May 2013. In 2015 I\u00a0 became a licensed Mortgage Broker and began loan origination!<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Why Work With Us?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Client Testimonials<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\"Sarah\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\tSarah Sevedge<\/span><\/cite>\t\t\t\t\t
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\n\t\t\t\t\t\t\"Alice masterfully got me through the difficult journey of a single parent and self-employed person buying a house and kept it calm, realistic, and smooth sailing through all the bumps along the way. It\u2019s an invasive process when you own your own business and it\u2019s important to have a broker that makes it as easy and gentle as possible. She\u2019s licensed in Washington and Oregon and is an eastern Washington native so she understands the different dynamics in cities and rural America. There\u2019s just no one I would have rather worked with, she\u2019s sharp and gets it done. Thank you so much, Alice!\"\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\"I highly recommend working with Alice at Associated Mortgage Brokers. She made a potentially stressful event of buying a home easy. She ensured we were well informed of our various financing options so we could make the best decision for our needs in this market.\n\nWe could count on Alice for great communication, moving quickly and with honest expectations of what costs would be, both best case and worst case scenarios- so we were never concerned our blindsided by unexpected fees, costs or rates.\n\nI would recommend her to any person looking for a great resource in the mortgage industry.\"\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
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\n\t\t\t\t\t\t\t\"Marialicia\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\tMarialicia Gonz\u00e1lez (DARALUZ WISDOM)<\/span><\/cite>\t\t\t\t\t
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\n\t\t\t\t\t\tAs a first time home buyer I had questions and concerns about EVERYTHING. Alice kindly worked with us every step of the way. She came up with solutions to difficult situations, answered calls after hours, and respectfully answered my repeated questions about the very steep learning curve that is navigating home buying. I recommend her without hesitation.\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
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<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

ALICE CROSBY NMLS #1374115 LICENSED IN OREGON, WASHINGTON & IDAHO PNW Mortgage Broker Congratulations! You\u2019ve decided you\u2019re interested in purchasing a new home! Whether it\u2019s your first home, upgrading to your forever home, buying a vacation home, or starting your investment portfolio \u2013 I\u2019m here to help! LET’S WORK TOGETHER Loan Products Offered 01. Conventional […]<\/p>\n","protected":false},"author":1,"featured_media":1220,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"nf_dc_page":"","footnotes":""},"class_list":["post-1201","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nHome - Mortgage Broker | Portland | PNW | Associated Mortgage Brokers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mypnwbroker.com\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Home - Mortgage Broker | Portland | PNW | Associated Mortgage Brokers\" \/>\n<meta property=\"og:description\" content=\"ALICE CROSBY NMLS #1374115 LICENSED IN OREGON, WASHINGTON & IDAHO PNW Mortgage Broker Congratulations! You\u2019ve decided you\u2019re interested in purchasing a new home! Whether it\u2019s your first home, upgrading to your forever home, buying a vacation home, or starting your investment portfolio \u2013 I\u2019m here to help! LET’S WORK TOGETHER Loan Products Offered 01. 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