{"id":1424,"date":"2023-02-24T00:29:14","date_gmt":"2023-02-24T00:29:14","guid":{"rendered":"http:\/\/gator4099.temp.domains\/~mypnwbro\/?page_id=1424"},"modified":"2023-02-24T00:32:32","modified_gmt":"2023-02-24T00:32:32","slug":"jumbo","status":"publish","type":"page","link":"https:\/\/mypnwbroker.com\/?page_id=1424","title":{"rendered":"Jumbo"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1424\" class=\"elementor elementor-1424\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7eab974 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7eab974\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-56a1f33\" data-id=\"56a1f33\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c106e7d elementor-widget elementor-widget-heading\" data-id=\"c106e7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Jumbo<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7efdc1f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7efdc1f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-73b574a\" data-id=\"73b574a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b36a6d7 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b36a6d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-735fe96 elementor-widget elementor-widget-text-editor\" data-id=\"735fe96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>A jumbo loan is considered a non-conforming loan as the balance of the loan exceeds the conforming loan limits recognized by Fannie Mae and Freddie Mac that are set by FHFA (Federal Housing Finance Agency). When a loan is non-conforming, the risk for the lender is greater compared to other loan programs. There isn\u2019t the same standardized set of rules for the investor to follow so lenders create their own guidelines for these mortgages. Therefore, Jumbo mortgage underwriting requirements are usually stricter than a conforming loan. Most often these loans require a larger down payment and higher credit score.<u><\/u><u><\/u><\/p><p>Jumbo loans are available for owner-occupied, second-home, or investment purchases and refinance. Limitations vary from lender to lender.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Jumbo A jumbo loan is considered a non-conforming loan as the balance of the loan exceeds the conforming loan limits recognized by Fannie Mae and Freddie Mac that are set by FHFA (Federal Housing Finance Agency). When a loan is non-conforming, the risk for the lender is greater compared to other loan programs. There isn\u2019t [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"nf_dc_page":"","footnotes":""},"class_list":["post-1424","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Jumbo - Mortgage Broker | Portland | PNW | Associated Mortgage Brokers<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/mypnwbroker.com\/?page_id=1424\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Jumbo - Mortgage Broker | Portland | PNW | Associated Mortgage Brokers\" \/>\n<meta property=\"og:description\" content=\"Jumbo A jumbo loan is considered a non-conforming loan as the balance of the loan exceeds the conforming loan limits recognized by Fannie Mae and Freddie Mac that are set by FHFA (Federal Housing Finance Agency). When a loan is non-conforming, the risk for the lender is greater compared to other loan programs. 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When a loan is non-conforming, the risk for the lender is greater compared to other loan programs. 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