ALICE CROSBY NMLS #1374115 LICENSED IN OREGON, WASHINGTON & IDAHO

PNW Mortgage Broker

Congratulations! You’ve decided you’re interested in purchasing a new home! Whether it’s your first home, upgrading to your forever home, buying a vacation home, or starting your investment portfolio – I’m here to help!

Loan Products Offered

01.

Conventional

The most traditional mortgage loan product requires as little as 3% down. Typically, this product has the most competitive rates on the market.

02.

Jumbo

Mortgages exceeding the conforming loan limits offered with a conventional loan.

03.

FHA

Low down payment requirement of 3.5% but offers more qualification flexibility than a conventional loan.

04.

VA

Zero down payment loan with no monthly mortgage insurance offered exclusively to US Military veterans.

05.

ODVA

This conventional purchase loan is offered exclusively to Oregon Veterans by the state of Oregon. Down payment required.

06.

USDA

The US Department of Agriculture offers a zero down payment requirement loan to some rural areas. Income limits apply.

07.

Portfolio​

A direct investor loan that is held and serviced by the investor. Our exclusive portfolio lender requires as little as 3% down.

08.

Non-QM​

Mortgages that do not fall into government-backed programs and are funded by private investors. Typically use alternative methods for qualification.

Roots Where I Lend – A Lifelong PNW Native!

I’m a pacific northwest native! Growing up in Idaho, Washington, and attending the University of Oregon before permanently relocating to Portland, I’m familiar with all the PNW has to offer. I joined Associated Mortgage Brokers in May 2013. In 2015 I  became a licensed Mortgage Broker and began loan origination!

Why Work With Us?

Client Testimonials

Sarah Sevedge
Sarah Sevedge
"Alice masterfully got me through the difficult journey of a single parent and self-employed person buying a house and kept it calm, realistic, and smooth sailing through all the bumps along the way. It’s an invasive process when you own your own business and it’s important to have a broker that makes it as easy and gentle as possible. She’s licensed in Washington and Oregon and is an eastern Washington native so she understands the different dynamics in cities and rural America. There’s just no one I would have rather worked with, she’s sharp and gets it done. Thank you so much, Alice!"
Erik Saline
Erik Saline
"I highly recommend working with Alice at Associated Mortgage Brokers. She made a potentially stressful event of buying a home easy. She ensured we were well informed of our various financing options so we could make the best decision for our needs in this market. We could count on Alice for great communication, moving quickly and with honest expectations of what costs would be, both best case and worst case scenarios- so we were never concerned our blindsided by unexpected fees, costs or rates. I would recommend her to any person looking for a great resource in the mortgage industry."
Marialicia González (DARALUZ WISDOM)
Marialicia González (DARALUZ WISDOM)
As a first time home buyer I had questions and concerns about EVERYTHING. Alice kindly worked with us every step of the way. She came up with solutions to difficult situations, answered calls after hours, and respectfully answered my repeated questions about the very steep learning curve that is navigating home buying. I recommend her without hesitation.